Buy What You Want, When You Want It!

Make Easy, Secure Payments With Your Face & Borrow Quickly With Torche Buy Now, Pay Later

Buy What You Want, When You Want It, Pay Within 8 Weeks With 0% Interest.*

For Customers

For Merchants

As featured in

Our solutions

Pay anywhere as yourself with Torche

Face

Buy anything you need and checkout with a smile

Palm

A wave or a swipe-through settles the check on the move (coming soon)

Pay in three easy steps

No more hunting for your card or wallet, worrying about forgotten passwords, or not having enough money in your account

How it works

Register with Torche🎯

Sign up in seconds!

Get ready to spend💰

Link your bank account to borrow money OR fund your torche wallet to spend at any Torche Merchant.

Pay securely with your face or palmprint 🚀

Smile or wave through the checkout process

What our customers are saying

Torche provides an excellent and highly professional service to its clients. They are very knowledgeable and exhibit their experiences via close attention to details to get everything right. The Torche team is always responsive to any question I have, they keep me informed and they understand who we are and what we're trying to do. I firmly believe that. And, any time that I make contact with them, they let me know they've received it and they let me know what the next step is. I can unhesitatingly recommend Torche anytime, anyday.

Ikechuckwu U.

CEO, Purplegate.

I love Torche because it was pretty easy to sign up and use. Signing up took less than 5 minutes, which was perfect because I hate stress. It’s so convenient!

Valerie E.

CEO Ash & Grey.

Torche provides an excellent and highly professional service to its clients. They are very knowledgeable and exhibit their experiences via close attention to details to get everything right. The Torche team is always responsive to any question I have, they keep me informed and they understand who we are and what we're trying to do. I firmly believe that. And, any time that I make contact with them, they let me know they've received it and they let me know what the next step is. I can unhesitatingly recommend Torche anytime, anyday.

Ikechuckwu U.

CEO, Purplegate.